Permitted use and copyright

Persons who purchase RealMoneyPlan spreadsheet templates are permitted to use, edit or duplicate the spreadsheet templates for their own individual personal use.

RealMoneyPlan products are copyright protected, all rights reserved.  Any duplication, modification or distribution of RealMoneyPlan spreadsheet templates for the purpose of selling, gifting or any business activity is not permitted.

Account creation (optional)

When you place an order you are offered the option of creating a customer account.  An account provides you with a better customer experience including the ability to view and manage your personal information, purchases and downloads from within your account.

Secure payment processing

We use reputable and secure payment processing. Your payment information is used by the trusted payment processing company to securely complete your purchase.  During checkout you may enter your credit card details directly on our site, or may select to pay via a PayPal window with a credit/debit card or PayPal account.

Return and refund policy

RealMoneyPlan products are digital products that are downloaded directly to your device. There is no shipping of physical product. We cannot offer returns and refunds because the products are digital and cannot be returned once downloaded.  Please understand that if we offered refunds we would be taken advantage of.

No liability

MyFinancePlans cannot be held liable for any consequences from your use of RealMoneyPlan products or website.