| |
Basic Edition |
Personal Edition |
Family Edition |
Advanced Edition |
| Ease versus Detail |
Easiest |
Balanced |
Balanced |
Detailed |
| Best Suited For |
Starting, learning or for simple finances |
Individuals with typical finances |
Two income families with typical finances |
Those needing detail and accuracy |
| User Guide |
Included |
Included |
Included |
Included |
| Customizable |
Yes, very |
Yes, very |
Yes, very |
Yes, very |
| Formatted for Printing |
Yes |
Yes |
Yes |
Yes |
| Annual Plan with Monthly Breakdown |
Yes |
Yes |
Yes |
Yes |
| Long-Term Plan with Line Per Year |
Yes |
Yes |
Yes |
Yes |
| Number of Pages in Annual Plan |
4 |
6 |
8 |
8 |
| Number of Pages in Long-Term Plan |
4 |
6 |
8 |
15 |
| Income Types |
Employment, Business, Pension (after tax only) |
Employment, Business, Pension |
Employment, Business, Pension |
Employment, Business, Pensions, Investments |
| Income Detail |
Self or Combined (1/4 page) |
Self or Combined (1 page) |
Self (1 page) and Spouse (1 page) |
Self (1 page) and Spouse (1 page) |
| Expense Types |
Not differentiated |
Regular & Non Regular |
Regular & Non Regular |
Regular & Non Regular |
| Expense Detail |
1 page with 8 categories |
2 pages, 12 categories |
2 pages, 12 categories |
2 pages, 12 categories |
| Expense Pie Chart |
No |
Yes |
Yes |
Yes |
| Cash Flow with Monthly and Yearly Balances |
Yes |
Yes |
Yes |
Yes |
| Planned versus Actual Cash Balance chart |
Yes |
Yes |
Yes |
Yes |
| Transfers to/from Assets & Liabilities |
Yes |
Yes |
Yes |
Yes |
| Banking and Savings Accounts |
Yes |
Multiple |
Multiple |
Multiple |
| Retirement Plans |
Combined |
Self |
Self and Spouse |
Multiple |
| Education Plans |
No |
Yes |
Yes |
Yes |
| Investments |
In Savings |
Yes |
Yes |
Multiple |
| Assets |
Yes |
Yes |
Yes |
Detailed |
| Liabilities |
Yes |
Yes |
Yes |
Yes |
| Net Worth |
Yes |
Yes |
Yes |
Yes |
| Consumer Price Indexing (Inflation) |
No |
Yes |
Yes |
Yes |
| Present Worth of Future Amounts |
No |
Yes |
Yes |
Yes |
| Long-Term Cash Flow Chart |
Yes, but no present worth |
Yes, with present worth |
Yes, with present worth |
Yes, with present worth |
| Long-Term Net Worth Chart |
Yes, but no present worth |
Yes, with present worth |
Yes, with present worth |
Yes, with present worth |
| Easy Adjustment of Investment Returns |
No |
Yes |
Yes |
Yes |
| Income Tax Handling |
No |
Yes – basic |
Yes – basic |
Yes – more flexible |
